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MDS

1. MDS – Monthly Deposit Scheme

2. Kerala Co-operative Risk fund Scheme.

 

  • MDS – Monthly Deposit Scheme
  • MDS is a deposit scheme mainly for the small scale entrepreneurs and businessmen, on daily/monthly collection basis. There are different kinds of MDS available based on different schemes. MDS starts from Rs. 500 and it can go upto Rs. 25,000/- and the monthly deposit may be for 25, 30, 40, 50 and 100 months based on the schemes.

MDS Schemes

Rs. 25,000/- x 40 Months Rs. 10,00,000/-
Rs. 12,500/- x 40 Months Rs. 5,00,000/-
Rs. 20,000/- x 25 Months Rs. 5,00,000/-
Rs. 10,000/- x 30 Months Rs. 3,00,000/-
Rs. 8,000/- x 25 Months Rs. 2,00,000/-
Rs. 5,000/- x 40 Months Rs. 2,00,000/-
Rs. 4,000/- x 50 Months Rs. 2,00,000/-
Rs. 4,000/- x 25 Months Rs. 1,00,000/-
Rs. 2,000/- x 50 Months Rs. 1,00,000/-
Rs. 1,000/- x 100 Months Rs. 1,00,000/-
Rs. 2,000/- x 25 Months Rs. 50,000/-
Rs. 1,000/- x 50 Months Rs. 50,000/-
Rs. 1,000/- x 40 Months Rs. 40,000/-
Rs. 1,000/- x 35 Months Rs. 35,000/-
Rs. 1,000/- x 30 Months Rs. 30,000/-
Rs. 500/- x 40 Months Rs. 20,000/-

 

Previous Year’s MDS - 228

Newly started MDS - 81

Ended MDS - 94

MDS at the year end - 215

 

 Chitty Schemes

Rs. 250/- x 40 Months Rs. 10,000/-
Rs. 500/- x 20 Months Rs. 10,000/-
Rs. 1,000/- x 20 Months Rs. 20,000/-
Rs. 625/- x 40 Months Rs. 25,000/-